“A SPATIAL-QUANTILE-FRONTIER ANALYSIS OF FINTECH-ENERGY TRANSITION: SPILLOVERS AND DISTRIBUTIONAL EFFECTS OF FINTECH ON RENEWABLE ENERGY INVESTMENT IN DEVELOPING COUNTRIES”. Malete Journal of Accounting and Finance, vol. 6, no. 1, Sept. 2025, pp. 88-105, https://majaf.com.ng/index.php/majaf/article/view/269.