IMPACT OF SOCIO-CULTURAL FACTORS ON DEMAND FOR INSURANCE POLICY AND PRODUCT IN NIGERIA. Malete Journal of Accounting and Finance, [S. l.], v. 1, n. 1, p. 121–137, 2023. Disponível em: https://majaf.com.ng/index.php/majaf/article/view/22. Acesso em: 12 may. 2026.