BALANCING ACCURACY AND INTERPRETABILITY IN CREDIT RATING MODELS: A COMPARATIVE ANALYSIS OF STATISTICAL AND MACHINE LEARNING METHODS IN NIGERIA. Malete Journal of Accounting and Finance, [S. l.], v. 6, n. 2, p. 212–225, 2025. Disponível em: https://majaf.com.ng/index.php/majaf/article/view/319. Acesso em: 29 apr. 2026.